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June 20, 2019

Aviva Temporary Van insurance Review

Aviva Temporary Van insurance

This Aviva Temporary Van insurance review is in place to help explain how to get short term coverage for a vehicle you are borrowing so financial protection will be in place while you are on the road. Aviva is an insurance company who is the 5th largest in the world and largest in the UK. They underwrite their own policies.

Aviva Temp Van Insurance Review

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For what period of time can I get Aviva Temporary Van insurance?

The coverage for your road trip can be as short as one hour and as long as 30 days with this type of van insurance. This coverage is designed for a person or company to make a delivery or go on a short holiday. Popular request include weekly van insurance and one day van insurance.

What type of policy is the Aviva Temporary Van insurance?

All Aviva Temporary Van insurance policies are full comprehensive types. You will covered for the following events;

  • Accidental damage
  • Accident recovery
  • Fire and theft damage
  • Legal liability coverage up to £5,000,000
  • Emergency medical treatment

Are there any restrictions with the Aviva Temporary Van insurance?

Yes there are several that includes the following;

  • The upper limit for the weight of the van is 3.5 tonnes. 
  • The driver must have held their UK drivers license for a minimum of 3 month except drivers under the age of 25 who must have held a drivers license for 6 months.
  • The designated driver must have a clean driving record for the past 3 years.
  • The value of the van must be under £60,000.
  • The vehicle must be registered in Great Britain, Northern Ireland or the Isle of Man.

Is there an excess when making a claim?

Yes, the excess paid out by the policy hold will be from £250 to £1,250. The exact amount will be disclosed in the policy when it is issued. The determining factors to the level of excess to be paid will be how long the policy is in place, the condition of the vehicle and the age of the driver and their experience. 

How long does it take for the Aviva Temporary Van insurance to be activated?

The policy takes about 15 to fill out and submit. Once the premium is paid the time period of the policy coverage begins immediately.

In Conclusion

The Aviva Temporary Van insurance is designed to protect those who are using a van that is not theirs for a short period of time. This type of policy is not inexpensive, but being covered is required by both UK and EU law so this or some other form of motor insurance is required. If you make a claim on this policy, it will not affect your No Claim Discount on any other policy you might have.