Monthly Van Insurance 

  • Best Price Guarantee
  • Fully comprehensive monthly van insurance
  • Immediate cover once payment processed online
  • Secure payment processing
  • Document safe facility to keep your documents accessible and safe
one month van insurance

Why Monthly Van Insurance?

Two of the most important reasons as to why you need monthly policies are flexibility and better management of finances. When you take a monthly policy, you know the exact amount of commitment that you have agreed to every month and hence, you can plan your finances in a better way. You will not face any unpleasant surprises in the form of hidden costs from your service providers, in this plan.

Many situation arise the make a long-term annual policy inappropriate as you really only need cover for a short period of time, for example one month or more. The most common situation is that you have borrowed a van for a month to cover a peak in business. Additionally  you wish carry out some additional type of work that your own van is unsuitable.  To fill this demand UK insurance brokers have now introduced monthly van insurance. Monthly van insurance gives you control over how long you pay for insurance coverage, paying only for what you need.

In summary the option to take out  monthly van insurance option give you the flexibility to choose an insurance plan for the exact time that you need it for. Before this option was available you had little choice but take out a annual policy and cancel it and hope your broker would refund you for the unused period. 

Is one month van insurance more expensive than annual insurance?

When you opt for a pay monthly plan, the premium rates are definitely going to be slightly more expensive than the premiums in the long term plans (over a span of a year). Why? Regardless of the policy length the same processing (paperwork) occurs, whilst this is continually being streamlined it must be passed on to the buyer the same as if the policy was for 1 year. However, you can take steps to reduce the cost of one month van insurance by taking heed to the following advise below.

  • Only take out insurance for options that you need. For example adding cover for driving in Europe may seem good, but if you have no intention of visiting Europe you are in fact paying for insurance that you do no need. 
  • Do you really need any driver? If not then keep your policy to named drivers only, again saving you money.
  • Show the broker that you take security seriously by adding a tracking device to your van that is approved by the UK insurance industry 
  • The cost of insurance is dictated to a large amount on the size and cost of the van to both buy and repair. With this in mind do not use a van that it larger than required. 
  • Increase the insurance excess amount, doing this is normally rewarded with a reduced premium.

Types of Insurance Available 

It is both a legal requirement and your social responsibility to take out a minimum of third part van insurance. Fully comp or comprehensive insurance will provide you with the highest level of cover and if you shop around it need not be that expensive. This is how we can help, when you enter your van insurance requirements these will be shared with multiple brokers so that you will received not one, but multiple quotes. 

Available additional extras

  • If you intend carrying expensive tools that you rely on to carry out trade, then make sure that these are mentioned and explicitly included in your policy.
  • Will you be providing a courier service? Make sure the brokers is made aware of this and what you will be transporting, courier cover always comes with exclusions. Read the policy `to be full attuned to any limitations.
  • Will you be taking the van to Europe? If the answer is yes ensure that you include cover for driving in Europe within your insurance policy.